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There's a lot for investors to be optimistic about these days we've been writing the longest and best stock market run since World War two the S. and P. is up over four hundred percent since March two thousand nine but what about you have your accounts more than quadrupled in the past decade the truth is that most stock investors don't achieve the same performance as the overall market leaving two thirds of Americans still feeling like they'll have to work after retirement so who's profiting from all those massive gains what would you do if you knew that the big banks and institutions tend not to follow the same advice they give you

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